Terms & Conditions

In these Terms and Conditions, the following terms have the meanings set out below:

• Service: Financial planning consultations and related services provided by zantherovaiq Financial Planning
• User/Client: Any person who accesses our website or uses our services
• Content: All information, text, graphics, and materials on our website
• Agreement: These Terms and Conditions and any additional terms agreed between parties

By using our services, you confirm that you accept these Terms and Conditions and agree to comply with them.

You must be at least 18 years old to use our services.

We provide financial planning consultations, analytical reviews, and related advisory services through monthly subscription arrangements.

Services are subject to availability and may be modified or discontinued at our discretion.

As a user of our services, you agree to:

• Provide accurate and complete information for consultations
• Use our services in compliance with applicable laws and regulations
• Respect intellectual property rights and confidential information
• Pay fees as agreed and in accordance with our terms
• Notify us of any changes in your circumstances that may affect our advice

You must not use our services or website to:

• Violate any applicable laws or regulations
• Transmit harmful, threatening, or inappropriate content
• Interfere with or disrupt our website or services
• Attempt unauthorised access to our systems or data
• Use our services for any fraudulent or illegal purposes

All content, trademarks, and intellectual property on our website belong to zantherovaiq Financial Planning or our licensors and are protected by applicable laws.

Unauthorised use, reproduction, or distribution of our content is prohibited without written permission.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Our services are provided on an "as is" basis without warranties of any kind, whether express or implied.

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability shall not exceed the amount paid by you for services in the 12 months preceding the claim.

You agree to indemnify us against any claims arising from your breach of these terms or misuse of our services.

We are committed to resolving disputes fairly and efficiently through the following mechanisms:

Either party may terminate the service relationship with 30 days' written notice. We may terminate immediately for breach of these terms.

Upon termination, your access to services will cease, though certain provisions of these terms will survive termination.

All matters relating to this website and our services are governed by UK financial regulations and consumer protection laws.

We may update these Terms and Conditions from time to time. Changes will be posted on our website with the effective date.

Continued use of our services after changes constitutes acceptance of the updated terms.

If any provision is found invalid or unenforceable, the remaining provisions will continue in full force and effect.

These Terms and Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between us.

For questions about these Terms and Conditions, contact us at contact@zantherovaiq.com or +44 249-603-754.